Health Insurance

     Health Insurance

Employee Navigator Enrollment Platform - CLICK HERE

There are three Blue Cross Blue Shield plans offered. 

• Blue Cross Blue Shield Network Blue HMO
• Blue Cross Blue Shield Elect PPO
• Blue Cross Blue Shield Access Blue High Deductible w/ HSA

 To enroll in any of the health insurance plans you will need to submit the following documents:

• Blue Cross Enrollment Form
• Health Insurance Affidavit
• Birth certificate for employee, spouse, and dependents
• Social Security number for employee, spouse, and dependents

The Access Blue High Deductible health insurance plan option comes with a Health Equity HSA account. 

• Health Equity Website Link
• HSA Information Flyer
• HSA Payroll Deduction Enrollment Form

Need help deciding which Health Plan is right for you?

• HMO, PPO, & High Deductible Plan Comparison

The Access Blue High Deductible Plan w/ HSA may be a cost saving option for you. The calculator links     below may help you determine which plan is right for you. You will need to gather some information about your personal medical expenses as well as your dependents before you get started.

• What is your estimated number of doctor & specialist appointments for the year? The co-pay amounts for each plan can be found on the Plan Comparison above.
• Hospital or Urgent Care visits projection.
• Do you have any surgeries or hospital stays coming up during the plan year?
• What do you currently pay for prescriptions?
• Would you contribute to the FSA or HSA? If so, how much?

HMO vs High Deductible calculator - Family Plan

HMO vs High Deductible calculator - Individual Plan

The pharmacy benefit manager for all of our Blue Cross Blue Shield Plans is CVS Caremark. Blue Cross members can access their Caremark online account directly through their MyBlue online portal. You will find the link to your Caremark account under the "My Medications" header at the top of your MyBlue account screen.

• CVS Caremark Website Link
• CVS Caremark FAQ Flyer

    CANARX is a voluntary international mail order prescription program that is available to eligible employees, retirees and their dependents of the Southeastern Massachusetts Health Group. CANARX is an alternative option to fill certain name brand prescriptions for $0 from Canada instead of through CVS Caremark. 

• CANARX Website Link
• CANARX Information Flyer

Did you know these benefits were part of your Health Insurance Plan?

• Whatever your health goals are — from losing weight to managing stress — ahealthyme can help you get there.
  • Ahealthyme Program Brochure
  • Step into Spring Challenge

•    SmartShopper  - empowers you and your covered family members to make informed decisions about where you get care, and rewards those who choose quality care at a lower cost. Be smart, shop smart, and save on select, common medical procedures—all while earning cash rewards!
  • SmartShopper Information Flyer
  • SmartShopper FAQ 

•       Good Health Gateway® Diabetes Care Rewards Program
  • Good Health Website Link
  • Diabetes Rewards Program Flyer
  • Diabetes Care Flyer
  • Good Health Pre-registration Form

•        Blue Cross Blue Shield Blue365
  • We're proud to offer Blue365 - a free program offering exclusive health & wellness deals
  • Blue365 Website Link
  • Blue365 Program Flyer

• 
  • To celebrate all you do, we've put together fitness & weight loss reimbursement
  • Fitness & Weight loss Reimbursement Website Link
  • Fitness Reimbursement FAQ Sheet
  • Reimbursement Form

•    Virtual Urgent Care. Access to licensed, and board-certified physicians 24/7/365
  • Lyric Website Link
  • Lyric Program Information Flyer
  • Lyric "How to Use" Information Flyer

Employee Navigator Enrollment Platform - CLICK HERE