Retired Employee Benefits

Town of Norton Retiree Benefits

• Blue Cross Health Insurance (until 65)
• Aetna Medicare Advantage Supplemental Health Plan (over 65)
• Altus Dental Insurance – Must be active on the plan when you retiree to continue coverage
• Boston Mutual Basic Life Insurance - Must be active on the plan when you retiree to continue coverage

Employee Benefit Rates

Open Enrollment Schedule

Blue Cross HMO & PPO & Dental – May for July 1^st start

Aetna – November for Jan 1^st start

Planning to retire?

1. Contact your Retirement Board at least three months prior to retirement
   • Bristol County Retirement Website Link
   • Massachusetts Teachers’ Retirement System Website Link
2. Over 65? Apply for Medicare A & B to be eligible for the Town Supplemental Plans
   • Medicare Website
3. Complete the New Retiree Information Form
   • New Retiree Information Form
4. Schedule an appointment with Payroll & Benefits to go over the retiree benefits

Health Insurance

Retired Employees under 65

There are two Blue Cross Blue Shield plans offered to retirees under 65 or who are not eligible for Medicare.

• Blue Cross Blue Shield Network Blue HMO
• Blue Cross Blue Shield Elect PPO

 To enroll in any of the health insurance plans you will need to submit the following documents:

• Blue Cross Enrollment Form
• Health Insurance Affidavit
• Birth certificate for employee, spouse, and dependents
• Social Security number for employee, spouse, and dependents

Retired Employees over 65

Aetna - Southeastern Massachusetts Health Group Medicare Advantage with Prescription Drug Plan (MAPD)

• Aetna FAQ
• Aetna Pre-enrollment Kit

Enrollments and questions are through RetireeFirst, a retiree benefits management solutions and advocacy service provider. RetireeFirst Advocates are US-based and available to help you navigate the complex      retiree healthcare landscape and troubleshoot any issues you may have with your insurance carrier, provider’s office, and pharmacy. RetireeFirst Advocates build real relationships with you and truly care about helping you navigate Medicare, understand your benefits, and connect you to programs that can    improve your health and wellbeing. With RetireeFirst, you can rest assured that you have a dedicated team of experts on your side to help you make the most of your retiree benefits.

RetireeFirst Advocates

(508) 744-6804  

(833) 217-5312

Monday-Friday, 8am-5pm

Southeastern Massachusetts Health Group - RetireeFirst

Did you know these benefits were part of your HMO/PPO Health Insurance Plan?

•    SmartShopper  - empowers you and your covered family members to make informed decisions about where you get care, and rewards those who choose quality care at a lower cost. Be smart, shop smart, and save on select, common medical procedures—all while earning cash rewards!
  • SmartShopper Information Flyer
  • SmartShopper FAQ 

•     CANARX mail order prescription service - CANARX is a voluntary international mail order prescription program that is available to eligible employees, retirees and their dependents of the Southeastern Massachusetts Health Group.
  • CANARX Website Link
  • CANARX Information Flyer

•       Good Health Gateway® Diabetes Care Rewards Program
  • Good Health Website Link
  • Diabetes Rewards Program Flyer
  • Diabetes Care Flyer
  • Good Health Pre-registration Form

•        Blue Cross Blue Shield Blue365
  • We're proud to offer Blue365 - a free program offering exclusive health & wellness deals
  • Blue365 Website Link
  • Blue365 Program Flyer

• 
  • To celebrate all you do, we've put together fitness & weight loss reimbursement
  • Fitness & Weight loss Reimbursement Website Link
  • Fitness Reimbursement FAQ Sheet
  • Reimbursement Form

     Dental Insurance

All retirees must be enrolled in a Dental Plan at the time of retirement to continue their coverage. Dental Plan options can be changed during Open Enrollment.

• Altus Dental Plan Summary - Low Plan
• Altus Dental Plan Summary - High Plan
• Altus Dental Website Link
• Altus Dental Enrollment Form

     Life Insurance

All retirees enrolled in the Boston Mutual Life Basic Plan can continue their coverage at the time of retirement. The plan amount decreases to $2,000. For Boston Mutual Life Insurance Claims - Please contact the Payroll & Benefits Office to have this information sent out to you.

• Basic Plan - provides a $2,000 Death Benefit and a $2,000 Accidental Death Dismemberment Benefit. The Town pays 75% of the premium cost and the retiree pays 25%.
• Boston Mutual Basic Plan Summary 
• Personal Information Change Form
• Beneficiary Change Form 

     Health Reimbursement Plan (HRA)

The Town of Norton offers a Health Reimbursement Plan (HRA) to its' employees and non-Medicare          retirees on the following health plans:

• Blue Cross Blue Shield Network Blue HMO Health Insurance
• Blue Cross Blue Shield Blue Care Elect PPO Health Insurance
• 2023 HRA Notice
• 2023 HRA Claim Form
• CPA HRA Direct Deposit Form

Creditable Coverage Letter

HIPAA Privacy Notice