Retiree Benefits

New Retiree Information
To Employees planning to retire: 
Please complete the New Retiree Information Form prior to meeting with the Treasurer’s Office to coordinate your benefits. 
If you are 65 years of age or within a few months of turning 65, it is important that you send in this form at least 3 months prior to retirement
If not nearing 65, please turn the form in one month prior to retirement.

Retirees of the Town of Norton and the Norton School Department are eligible to continue their health insurance coverage through the Town.  To enroll in a plan, there must be a qualifying event or open enrollment period.  Open enrollment is typically during the month of May and coverage begins on July 1st for those under the age of 65.  For those over 65 open enrollment is between October 15th and November 15th for one of the Medicare supplemental plans with coverage beginning on January 1st.

Annual Creditable coverage letter click here
 
If you retire before age 65, you are eligible for the same plans as the Town's active employees.  The Town offers Blue Cross Blue Shield of Massachusetts HMO and PPO plans.  Click on each of the plans below to see a Summary of Benefits and Coverage for each choice:
 
HMO Plan: Network Blue New England Deductible Plan         Welcome Package for HMO
PPO Plan: Blue Care Elect Deductible Plan                            Welcome Package for PPO
 
Effective 7/1/2016 the Town of Norton will be reimbursing certain deductibles and co-pays for the non 65 plans through and HRA (Heath Reimbursement Plan)  Below is more info and a claim form:
 
        Fiscal 2021 HRA for 7/1/2020 - 6/30/2021  (due by August 31st for Fiscal 2021 reimbursements)                 

        HRA claim form    Direct Deposit form
 
 
       Fiscal 2022 HRA information and claim form click here   
 
If you/spouse are on one of the plans above and you/spouse turns age 65, you will be required to provide evidence of Medicare eligibility.  If you are eligible for Medicare A & B, it becomes your primary coverage and the Town offers 2 supplemental plans which cover many costs above and beyond what Medicare pays.  To see a Summary of Benefits for each of the Medicare supplement plans click on the choices below:
 
Medex 2                 
Managed Blue for Seniors
 
Note:  The supplemental plans offered by the Town also include a Medicare Part D prescription plan known as  Blue Medicare RX     FY2020 Formulary Changes
 
        


Dental Insurance
The Town of Norton provides some dental coverage to retirees through Altus Dental for those who chose to keep their dental insurance upon retirement.  

Altus enrollment form only for those who are changing from DMS that is no longer offered click here  final date to make the change is 5/24/2021 for an effective date of 7/1/2021.

Altus high plan info     Altus Low plan info    Plan comparisons  Preventative rewards  Web flyer