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Active Employee Benefits

 

The Town of Norton offers several benefits to eligible employees. Please refer to your employment contract for the eligibility for your position. New employees have 30 days from their date of hire to enroll in the Town benefits. After the 30 days, all employees must wait until the open enrollment period in May, unless a qualifying event occurs.

All completed, original paperwork, must be returned to the Treasurer’s Office in Town Hall. If you have any questions, or need to make an appointment for assistance with your paperwork                                        please contact Jennifer Sroka at 508-285-0222 – jsroka@nortonmaus.com. 

 

Active Employee Insurance Rates July 2023 - June 2024

Blue Cross Logo     Health Insurance

There are three Blue Cross Blue Shield plans offered. 

 To enroll in any of the health insurance plans you will need to submit the following documents:

The Access Blue High Deductible health insurance plan option comes with a Health Equity HSA account. 

 

Need help deciding which Health Plan is right for you?

The Access Blue High Deductible Plan w/ HSA may be a cost saving option for you. The calculator links     below may help you determine which plan is right for you. You will need to gather some information about your personal medical expenses as well as your dependents before you get started.

  • What is your estimated number of doctor & specialist appointments for the year? The co-pay amounts for each plan can be found on the Plan Comparison above.
  • Hospital or Urgent Care visits projection.
  • Do you have any surgeries or hospital stays coming up during the plan year?
  • What do you currently pay for prescriptions?
  • Would you contribute to the FSA or HSA? If so, how much?

HMO vs High Deductible calculator - Family Plan

HMO vs High Deductible calculator - Individual Plan

 

 

Caremark

The pharmacy benefit manager for all of our Blue Cross Blue Shield Plans is CVS Caremark. Blue Cross members can access their Caremark online account directly through their MyBlue online portal. You will find the link to your Caremark account under the "My Medications" header at the top of your MyBlue account screen.

 

CANARX Logo    CANARX is a voluntary international mail order prescription program that is available to eligible employees, retirees and their dependents of the Southeastern Massachusetts Health Group. CANARX is an alternative option to fill certain name brand prescriptions for $0 from Canada instead of through CVS Caremark. 

 

 

Did you know these benefits were part of your Health Insurance Plan?

 

 

  • Smart Shopper   SmartShopper  - empowers you and your covered family members to make informed decisions about where you get care, and rewards those who choose quality care at a lower cost. Be smart, shop smart, and save on select, common medical procedures—all while earning cash rewards!

    

 

 

 

 

 

 

 

 

 

Altus     Dental Insurance

There are two Altus Dental plans offered.

 

 

EyeMed     Vision Insurance

The vision plan offered is EyeMed.

 

 

Boston Mutual     Life Insurance

There are two Boston Mutual group life insurance policies offered at the time of hire. The open enrollment for life insurance is only every 3-4 years. 

 

 

One America     Long Term & Short Term Disability Insurance

Long Term & Short Term Disability Insurance is available through One America at the date of hire. The open enrollment for life insurance is only every 3-4 years. 

 

 

CPA     Flexible Spending & Dependent Care Accounts

Employees can elect to set aside pretax dollars to pay for out-of-pocket medical/dental expenses,              prescription drug co-pays, and dependent care costs. Norton employees have the option of establishing an FSA through Cafeteria Plan Advisors (CPA). The open enrollment period for this benefit is mid-October to mid-November for the following calendar year.

 

 

cpa     Health Reimbursement Plan (HRA)

The Town of Norton offers a Health Reimbursement Plan (HRA) to its' employees and non-Medicare          retirees on the following health plans:

 

 

Deferred Compensation Options

Town Employees have the option to invest pretax dollars into a 457 Plan through the Mass SMART Plan or with Met Life.

Empower

 

MetLife

 

School Employees have the option to invest pretax dollars into a 403B Plan through TSA Consulting.

TSA

 

 

EAP     Employee Assistance Program (EAP)

The Town of Norton offers EAP through Perspectives. Perspectives offers assistance with personal issues affecting job performance and other areas of the employee’s life. The EAP is a confidential resource        available to employees 24 hours a day, 7 days a week.

 

 

Retiree Benefits Page

 

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