Retirees of the Town of Norton and the Norton School Department are eligible to continue their health insurance coverage through the Town. To enroll in a plan, there must be a qualifying event or open enrollment period. Open enrollment is typically during the month of May and coverage begins on July 1st.
If you retire before age 65, you are eligible for the same plans as the Town's active employees. The Town offers Blue Cross Blue Shield of Massachusetts HMO and PPO plans. Click on each of the plans below to see a Summary of Benefits and Coverage for each choice:
If you/spouse are on one of the plans above and you/spouse turn age 65, you will be required to provide evidence of Medicare eligibility. If you are eligible for Medicare A & B, it becomes your primary coverage and the Town offers 2 supplemental plans which cover many costs above and beyond what Medicare pays. To see a Summary of Benefits for each of the Medicare supplement plans click on the choices below:
For a comparison of the 2 Senior plans, click here
Note: The supplemental plans offered by the Town fulfill the 'Creditable Coverage' requirements for Medicare Part D (prescription coverage). If you enroll in the Town's Medex 3 or Managed Blue plan, you do not need to enroll in Medicare Part D.
The Town of Norton provides some dental coverage to retirees. The plans are available through 2 companies, Altus and DMS.
Altus is only available to retirees who had coverage as an active employee and then chose to continue the coverage during retirement.
The DMS Network plan is an HMO type plan with a list of dentists that can be utilized. Currently, the DMS plan is the only option for retirees to enroll in during retirement. For a listing of dentists in the network click here.
For a current rate sheet and overview of the plans click here