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Retiree Benefits
Retirees of the Town of Norton and the Norton School Department are eligible to continue their health insurance coverage through the Town.  To enroll in a plan, there must be a qualifying event or open enrollment period.  Open enrollment is typically during the month of May and coverage begins on July 1st.

Click here to see FY 2015 Rates  for the plans discussed below.  And click here for Blue Cross Blue Shield Enrollment Form

To find a doctor, click here

If you retire before age 65, you are eligible for the same plans as the Town's active employees.  The Town offers Blue Cross Blue Shield of Massachusetts HMO and PPO plans.  Click on each of the plans below to see a Summary of Benefits and Coverage for each choice:

HMO Plans:              Network Blue New England                Network Blue New England Value          

PPO Plans:              Blue Care Elect                         Blue Care Elect Enhanced Value

HIPAA Privacy Notice click here

If you/spouse are on one of the plans above and you/spouse turn age 65, you will be required to provide evidence of Medicare eligibility.  If you are eligible for Medicare A & B, it becomes your primary coverage and the Town offers 2 supplemental plans which cover many costs above and beyond what Medicare pays.  To see a Summary of Benefits for each of the Medicare supplement plans click on the choices below:

Medex 3                 Managed Blue for Seniors

For a comparison of the 2 Senior plans, click here

Note:  The supplemental plans offered by the Town fulfill the 'Creditable Coverage' requirements for Medicare Part D (prescription coverage).  If you enroll in the Town's Medex 3 or Managed Blue plan, you do not need to enroll in Medicare Part D.

Dental Insurance

The Town of Norton provides some dental coverage to retirees. The plans are available through 2 companies, Altus and DMS.  

Altus is only available to retirees who had coverage as an active employee and then chose to continue the coverage during retirement.  

The DMS Network plan is an HMO type plan with a list of dentists that can be utilized.  Currently, the DMS plan is the only option for retirees to enroll in during retirement.   For a listing of dentists in the network click here.

For a current rate sheet and overview of the plans click here

DMS Enrollment Form Enrollment Form

403b Account Administration

Please note that if you retired from the Norton School Department and you contributed to a 403b account, you must go through the Town's 3rd party administrator for all transactions (ie. withdrawals, rollovers, etc.)  The Town's 3rd party administrator for TSA Consulting Group.  TSA can be reached by phone at (888) 796-3786.  To go to the TSA website click here


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